➕ New Expense Section
Add Item
Add Debt
Standard reducing EMI — principal reduces monthly.
Add SIP
Daily Expense Category
Edit Daily Expense
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Monthly Income
₹0
take-home + extra
Total Expenses
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all categories
Total Debt
₹0
0 debts
Monthly Surplus
₹0
after costs
SIP Portfolio
₹0
0 SIPs
Daily Spend (This Month)
₹0
daily expenses
Interest-Only Loans
₹0
need closure
Debt-Free Date
—
add debts
Setup
💡 Expenses tab for fixed costs · Daily tab for day-to-day · Debts tab auto-links EMIs · Reports tab for PDF reports
Debt-Free Countdown
0%
cleared
—
Add debts to calculate
Expense Snapshot
Grand Total
₹0
Add / Manage Debts
🔗 Auto-link: Debts appear in EMI section automatically.
✏️ Edit inline: Use edit button on each debt card.
Strategy
🔥 Avalanche SAVES MOST
Extra payment targets highest-interest debt first. Optimal mathematically.
⛄ Snowball MOTIVATING
Clears smallest balance first. Psychological momentum.
Your Debts
💳No debts yet.
Portfolio Summary
Invested
₹0
Current Value
₹0
Gains
₹0
Gain %
0%
Total Projected
₹0
Add SIPs to see projection
Growth Chart
My SIPs
📈No SIPs yet.
📊 Investment plan generated locally — based on your income, expenses, debts, and SIPs. No external data needed.
Step-by-Step Plan
Generating your plan...
Asset Allocation
Recommended Funds
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Extra Income Ideas
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Quick Add
Categories
Today
₹0
0 entries
This Week
₹0
7-day total
This Month
₹0
current month
Top Category
—
this month
Expense Log
🗓No daily expenses yet. Use Quick Add above.
🎯 Add income & debts to generate milestones.
Interest-Only Loans
Closure Tracker
Your Milestones
🎯Add data to generate milestones.
Income Allocation
Savings Rate
0%
saved
Smart Allocation Plan
Category vs Recommended
Generate Report
Reports pull from your Daily Expenses log + Fixed Expenses for the selected date range. Includes Gantt timeline, category breakdown, and detailed table.
Bank Statement Analyser
🏦
Drop bank statement CSV
HDFC · SBI · ICICI · Axis · Kotak · 100% local processing
📋 Export: Net Banking → Statement → CSV. Headers needed: Date, Narration, Debit, Credit.
AI Financial Advisor Claude-Powered
Debt-free fastest
Daily patterns
SIP analysis
Investment amount
Loan closure
12-month plan
// FINANCE AI · v7Namaste! I can see your income, expenses, daily spending, debts, and SIPs. Ask me anything for tailored India-specific advice. Add your Anthropic API key (top right) for full Claude-powered responses.